Background:
Withover 40 years of experience, JL Bainbridge has helped families acrossgenerations plan, grow, and protect their wealth. But wealthmanagement today goes far beyond investment advice. As clients’needs evolve, so have our services.
That’swhy JL Bainbridge offers a full suite of 12 integrated wealthmanagement services, from retirement and tax strategies to estateplanning, trust services, and even Medicare reviews. Every service isdesigned to help clients and their families navigate life’sfinancial complexities. For us, it’s not about adding more, it’sabout ensuring our clients receive the financial guidance they need.
The Problem:
When Ben Louis*, a long-standing client from Siesta Key, sold his business, it marked both an exciting milestone and a major life shift. He was ready to retire but quickly realized that selling his company also changed the structure of his income, his tax picture, and even his healthcare options. Ben knew he was financially secure, but questions remained:
- How would his new income structure affect his cash flow and investment strategy?
- What steps were needed to update his estate and trust documents now that he no longer owned the business?
- How could he ensure his healthcare coverage, including Medicare and supplemental plans, fit his new lifestyle?
The Solution:
JL Bainbridge’s comprehensive service model was built for exactly this kind of moment. Because Ben was already a client, our team quickly guided him through each transition.
We revisited his retirement plan, adjusted cash management strategies to reflect new income patterns, and reviewed tax implications with his CPA from the sale. Simultaneously, we coordinated with his Estate and Trust Services team to get his documents updated and ensure his legacy plan reflected his current goals.
Finally, our Medicare Review service helped Ben evaluate and select supplemental coverage that matched his healthcare priorities without overpaying for unnecessary options.
Here’s how it works:
At JL Bainbridge, every client has access to our 12 Wealth Management Services, a fully integrated suite of referred and in-house planning and investment tools designed to support life’s many stages:
Planning Services Designed for Real Life:
- Financial Planning
- Estate Planning
- Retirement Planning
- Tax Strategies
- Medicare Review
- 529 Education Plans
Investing Services That Go Beyond the Basics:
- Portfolio Management
- Charitable Giving
- IRA Strategies
- 401(k) Strategies
- Trust Services
- Cash Management
Our coordinated approach ensures that each service complements the others so clients like Ben have a team that coordinates financial conversations.
*This case study is a hypothetical illustration for educational purposes only. It does not represent an actual client or their experience, and does not consider an individual’s complete financial situation Outcomes will vary based on individual circumstances. Services described may not be appropriate for all clients and are provided only under a written advisory agreement.
Conclusion:
For Ben, what began as a business sale became a smooth transition into a new chapter of life. JL Bainbridge believes that your wealth should work for your life, not the other way around. That’s why we go beyond investment management to deliver cohesive financial guidance.
If you’re ready to see how a coordinated approach to wealth management can help simplify your financial world, connect with your JLB Advisor today to learn more.
The views and opinions expressed in this article are those of JL Bainbridge & Co and are subject to change and reflect our judgment as of the publication date. This material is provided for informational purposes only and should not be construed as investment, tax, or legal advice. Investment Advice is only available to those who are or become clients through written agreement.
JL Bainbridge is a registered investment adviser. Registration with the SEC does not imply any level of skill or training. JL Bainbridge is not a broker-dealer and does not offer tax or legal advice. Please consult your tax or legal professional for assistance regarding your individual situation. For more information about our firm and our investment adviser representatives, please review our Disclosure Brochure (ADV Part 2A), Privacy Notice Link, and Relationship Summary (Form CRS) at jlbainbridge.com or reference the SEC website for more information on the firm and its advisers at: https://adviserinfo.sec.gov/firm/summary/108058.
Investing involves risk, including the potential loss of principal. Market conditions and events can cause stock prices to fluctuate rapidly and unpredictably. Past performance is not indicative of future results. CS25
